Rishi Sunak Cuts Stamp Duty

Posted on 09 Jul 2020
Rishi Sunak Cuts Stamp Duty

Rishi Sunak has announced one of the biggest changes to the property market in recent years.

He has cut stamp duty on all properties up to £500,000 for anyone buying their main home, an... Read more...

Why You Need to Remortgage Now

Posted on 27 Mar 2020
Why You Need to Remortgage Now

A remortgage is simply when you take out a new mortgage on a property that you already own - either to replace your existing mortgage, or to borrow additional money against your property.

The main reason to remortgage is to save money.

As a mortgage is likely to be your biggest... Read more...

What is a Rental Yield & Why Is It So Important?

Posted on 14 Feb 2020
What is a Rental Yield & Why Is It So Important?

For budding property investors and those already experienced in the field of investment properties, one of the biggest questions when looking for a suitable investment should be 'what is the rental yield?'

In this article, we explore precisely what rental yields are, Read more...

7 Top Tips on Buying a New Build

Posted on 28 Jan 2020
7 Top Tips on Buying a New Build

With so much regeneration going on in the Northern cities like Nottingham, Liverpool, Birmingham and Manchester, we are seeing an increase in the demand for buy-to-let mortgage applications for these new builds, and in particular for new build flats.

Whilst these developments often... Read more...

What Can a Specialist Seafarer Mortgage Advisor Do For You?

Posted on 13 Jan 2020
What Can a Specialist Seafarer Mortgage Advisor Do For You?

One of the most common questions asked by our clients is 'why should I use you?'

Our answer to this question is always the same...

Because of our specialist knowledge of the industry we can significantly increase your chances of being accepted for a mortgage, first time... Read more...

How Will the Election Result Affect the UK Housing Market

Posted on 26 Nov 2019
How Will the Election Result Affect the UK Housing Market

With the uncertainty relating to the property market fuelled by Brexit looming and perpetuated by the announcement of a general election, we are finding more and... Read more...

Brexit - Pandora’s Box or Land Of Opportunity?

Posted on 01 Oct 2019
Brexit - Pandora’s Box or Land Of Opportunity?

What is the Real Impact of Brexit on the Housing Market, and how can you benefit as a Seafarer?

Brexit has proved to be the original Pandora’s Box.

Unfortunately once the lid was lifted... Read more...

Is the UK Property Market Finally Seeing an Upturn in 2019?

Posted on 01 Aug 2019
Is the UK Property Market Finally Seeing an Upturn in 2019?

At last there is some good news regarding the stability of the UK housing market.

Mortgage lending growth remained steady in the year to June offering indications... Read more...

What are Special Purpose Vehicles & Why Are They Used By Property Developers?

Posted on 17 Jul 2019
What are Special Purpose Vehicles & Why Are They Used By Property Developers?

What is a Special Purpose Vehicle (SPV)?

A SPV (Special Purpose Vehicle) is a type of limited company that is set up for a specific purpose.

The term SPV in the mortgage industry is the term for a limited company specifically set up to buy and rent properties.

Why are... Read more...

What is a Mortgage Broker & Why Should I Use One?

Posted on 18 Jun 2019
What is a Mortgage Broker & Why Should I Use One?

Put simply, a mortgage broker is an intermediary who will help you to find and arrange a deal on your mortgage.

The advice they give is tailored to your individual needs and circumstances

Not only will they be able to tell you what size mortgage you’re likely to get based on... Read more...