Monetary Policy Committee (MPC) and the latest on monetary policies effecting mortgages

Posted on 28 Nov 2023
Monetary Policy Committee (MPC) and the latest on monetary policies effecting mortgages

With September's gathering of the Monetary Policy Committee (MPC), marking the first meeting since 2021 where they decided not to increase the base interest rate, attention is focused on the current state of play. Borrowers are particularly encouraged by the possibility of falling rates in the... Read more...

October 2023 - Property Market Review

Posted on 06 Nov 2023
October 2023 - Property Market Review

Please read through our monthly property market review, which will touch base on the recent developments in the property markets and how this may be affected in the future.

Read more...

Quiz Clare

Posted on 21 Jul 2021
Quiz Clare

Our Senior Mortgage Adviser, Clare Viner, answers some of the most frequently asked questions about getting a mortgage as a seafarer in the first of a video series.

Getting a mortgage when you earn a foreign income, spend more than half of the year out of the country and don't... Read more...

Non-UK Resident Stamp Duty Land Tax

Posted on 21 Apr 2021
Non-UK Resident Stamp Duty Land Tax

On 1 April 2021, the UK government introduced new rates of Stamp Duty Land Tax (SDLT) for non-UK residents buying residential property in England and Northern Ireland (not Scotland or... Read more...

Your First Mortgage Basics

Posted on 12 Feb 2021
Your First Mortgage Basics

Have you started to think about getting on the property ladder, but don’t know where to start?

Getting a mortgage can be a confusing system, full of jargon and terminology that can be daunting, if not off-putting to the uninitiated.

So here’s our simple guide to getting... Read more...

House Prices Grew To Six Year High By End of 2020

Posted on 28 Jan 2021
House Prices Grew To Six Year High By End of 2020

Despite the UK being in the grip of the worst national disaster since World War II, house prices have continued to rise month on month to reach a six year high of 7.3% in December 2020, up from 6.5% in November, as confirmed by the latest Nationwide house price index.

This is 5.3% higher ... Read more...

Will UK House Prices Continue To Rise In 2021?

Posted on 30 Nov 2020
Will UK House Prices Continue To Rise In 2021?

House prices have been rising in recent months, but is this likely to continue and is it sustainable?

According to the UK House Price Index (HPI), house prices have risen by an average of 1.7% since August 2020.

There... Read more...

Could You Be Part Of Generation Buy?

Posted on 14 Oct 2020
Could You Be Part Of Generation Buy?

At the Conservative party conference on Tuesday 6 October, the Government heralded a new scheme to help buyers get on the property ladder during these times of increasing obstacles from lenders.

Is this news an exciting development for the lost generation of young would-be home owners... Read more...

Not All Mortgage Brokers Are Created Equal

Posted on 23 Sep 2020
Not All Mortgage Brokers Are Created Equal

The internet can be a minefield of information and advice and there’s certainly no exception when it comes to mortgages.

Just about every lender, finance or money-saving website offer mortgage affordability... Read more...

UK Sees Surge in Property Prices

Posted on 07 Sep 2020
UK Sees Surge in Property Prices

A Nationwide Building Society report at the beginning of September suggests that house prices are rising at their fastest pace in 16 years, as the market bounces back from... Read more...