When it comes to obtaining your first mortgage, or your 2^nd or 3^rd it helps to have your ducks in a row. Our short 5 Point guide should help to ensure that your mortgage gets off to a flying start:

- Good Credit rating

- 3 months bank statements, from all accounts held

- In current employment, or about to start

- A deposit of at least 10% for a residential property, and 25% for a Buy to Let property

- Up to date Tax Returns

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Your home may be repossessed if you do not keep up repayments on your mortgage