At Mortgages For Yacht Crew we understand that Seafarers don’t always fit the mould for high street lending. Being paid in foreign currencies, not receiving payslips and having limited outgoings can make most lenders run as fast as they can in the other direction. We recognised this problem and although yacht crew may not tick the usual boxes for a mortgage application, we work with banks who still have an appetite for lending to this niche market.

A vital piece of getting a mortgage approved is being able to demonstrate your income. Most lenders will require proof of earnings in the form of tax overview letters from filed tax returns. Our sister company Marine Accounts specialises in filing tax returns for yacht crew and by working in unison we can ensure that the application process runs without a hitch.

Your home may be repossessed if you do not keep up repayments on your mortgage