Gifted Deposits

Posted on 14 Oct 2021
Gifted Deposits

With house prices continuing to rise, finding the deposit to buy a property can be a challenge, especially if you are a first time buyer. It might be that you are fortunate enough to be in a position to ask a family member to help you out by giving you a money towards a... Read more...

Our Guide to Holiday Let Mortgages

Posted on 14 Sep 2021
Our Guide to Holiday Let Mortgages

With Covid restrictions still hindering our holiday destination choices, owning a property in the UK to rent out to holiday makers could be a great investment. After all, who hasn’t browsed through AirBnB and thought they could do better? ... Read more...

Stamp Duty Holiday Ending Soon

Posted on 02 Sep 2021
Stamp Duty Holiday Ending Soon

As life begins to return to a semblance of normal, one of the most impactful covid measures comes to an end this month. Introduced last July to buoy up a flagging housing market, and extended in March’s budget, the stamp duty holiday reaches its finale on 30 September.

If you are in... Read more...

What is the Mortgage Guarantee Scheme?

Posted on 27 Jul 2021
What is the Mortgage Guarantee Scheme?

When Covid-19 first hit in Spring 2020, lenders panicked and withdrew many of their higher loan to value mortgage products from the market, making it more difficult than ever for those with small deposits to buy a home.

In a bid to encourage the property market to reopen, in April the... Read more...

Quiz Clare

Posted on 21 Jul 2021
Quiz Clare

Our Senior Mortgage Adviser, Clare Viner, answers some of the most frequently asked questions about getting a mortgage as a seafarer in the first of a video series.

Getting a mortgage when you earn a foreign income, spend more than half of the year out of the country and don't... Read more...

What Next for the Property Market?

Posted on 29 Jun 2021
What Next for the Property Market?

As England eases out of lockdown restrictions, the stamp duty holiday also comes to an end with the stepped withdrawal of the offer beginning on 30 June.

House prices increased by around ... Read more...

House Prices Keep Rising

Posted on 20 May 2021
House Prices Keep Rising

House prices are continuing to rise at an exponential level with property costs increasing by 2.1% in April, which is the highest jump in just one month since 2004. In March, The Office for National Statistics (ONS) confirmed that prices rose by 10.2% over the previous year. More recent figures... Read more...

Green Mortgages

Posted on 18 May 2021
Green Mortgages

Green Mortgages

According to the UK Government National Statistics, more than 15% of the total climate emissions for the UK come from residential properties. In fact, 4.7 million homes didn’t even meet the ‘Decent Homes Standard’ and a further 1.2 million households in... Read more...

Non-UK Resident Stamp Duty Land Tax

Posted on 21 Apr 2021
Non-UK Resident Stamp Duty Land Tax

On 1 April 2021, the UK government introduced new rates of Stamp Duty Land Tax (SDLT) for non-UK residents buying residential property in England and Northern Ireland (not Scotland or... Read more...

Mortgage Guarantee Scheme Launches

Posted on 19 Apr 2021
Mortgage Guarantee Scheme Launches

In their March Budget statement, the UK government announced a Mortgage Guarantee Scheme to help those with minimal deposits buy a house, effectively reintroducing a 95% mortgage to the housing... Read more...