What Types of Insurance Should I Get For a Mortgage?

Posted on 09 May 2019
What Types of Insurance Should I Get For a Mortgage?

When taking out a mortgage you need to carefully consider what types of insurance you need.

There is one type of insurance which is usually compulsory when you... Read more...

The Bank Of England Base Rate Is to Remain Unchanged

Posted on 02 May 2019
The Bank Of England Base Rate Is to Remain Unchanged

The Bank of England's monetary policy committee has voted unanimously to keep the base rate at 0.75%. The rate has stayed at this level since it was raised from 0.5% in early August last year.

The decision to hold the rates will be no surprise given the continued uncertainty over the... Read more...

Your Credit Score - How Important Is It for Mortgage Loans?

Posted on 23 Apr 2019
Your Credit Score - How Important Is It for Mortgage Loans?

Your credit score is extremely important when applying for a mortgage.

Put simply, it helps lenders decide if your application should be approved or declined and what terms they can give you.

The higher your... Read more...

Buy to Let Property – Should I Invest & Where?

Posted on 04 Apr 2019
Buy to Let Property – Should I Invest & Where?

The buy to let market is much tougher than it once was, due to tighter tax regulations and ongoing Brexit uncertainty.

But that doesn’t mean that there is not still money to be... Read more...

Bank of England Base Rate Is Held at 0.75%

Posted on 21 Mar 2019
Bank of England Base Rate Is Held at 0.75%

The Bank of England’s Monetary Policy Committee (MPC) sets monetary policy to meet the 2% inflation target, and in a way that helps to sustain growth and employment. At its meeting ending on 20 March 2019, the MPC voted unanimously to maintain Bank Rate at 0.75%.

This is great news for ... Read more...

Property Developer: Investment Involving Planning Permission

Posted on 19 Mar 2019
Property Developer: Investment Involving Planning Permission

In this property development article we are looking at the potential rewards of undertaking a project where planning permission is required.

When developers are looking for a property to invest in, the... Read more...

Investing in Stocks & Shares vs Property - Which is Right for You?

Posted on 04 Mar 2019
Investing in Stocks & Shares vs Property - Which is Right for You?

If you are in the fortunate position of having free income or capital to invest, how do you find the right investment for you?

There is a considerable amount of information out there to read up on the benefits of investing in low, medium or higher risk options.

There are also... Read more...

First Time Buyers

Posted on 22 Feb 2019
First Time Buyers

Why is now the right time to buy your first home?

Banks are currently making it easier for first time buyers to get on the property ladder by offering the lowest mortgage rates since records began in 1995. Interest rates on two and five year deals have fallen to a 23 year... Read more...

Why Should I Remortgage?

Posted on 08 Feb 2019
Why Should I Remortgage?

The New Year is a great time to think about re-mortgaging. Now is the time lenders provide the best rates!

What Is a Remortgage?

A remortgage is when you change your mortgage lender without moving home. The reason’s you may remortgage are usually to raise more money (to pay for... Read more...

Why should you use a specialist adviser like Mortgages for Yacht Crew?

Posted on 18 Jan 2019
Why should you use a specialist adviser like Mortgages for Yacht Crew?

We get a lot of clients who come to us after trying several local mortgage advisers that cannot help them, due to the nature of their job, tax situation and earning foreign currency. Some advisers can offer them expat mortgages, with much higher interest rates and deposit required.

At ... Read more...