Prepare for Your Mortgage Application

Posted on 17 Dec 2021
Prepare for Your Mortgage Application

A recent report by Aldermore has found that a shocking 45% of first-time buyer mortgage applications are rejected at the initial submission stage. A further 20% of those surveyed were then rejected on their second try.

If you are planning to get a mortgage for the first time, then it is... Read more...

Quiz Clare

Posted on 21 Jul 2021
Quiz Clare

Our Senior Mortgage Adviser, Clare Viner, answers some of the most frequently asked questions about getting a mortgage as a seafarer in the first of a video series.

Getting a mortgage when you earn a foreign income, spend more than half of the year out of the country and don't... Read more...

Are Special Purpose Vehicles a Tax Efficient Way to Buy Investment Property?

Posted on 05 May 2020
Are Special Purpose Vehicles a Tax Efficient Way to Buy Investment Property?

A SPV (Special Purpose Vehicle) is a type of limited company that is set up for a specific purpose.

The term SPV in the mortgage industry is the term for a limited company specifically set up to buy and rent properties.

In this article, we explore whether SPV's are a tax efficient... Read more...

Buy to Let Property – Should I Invest & Where?

Posted on 04 Apr 2019
Buy to Let Property – Should I Invest & Where?

The buy to let market is much tougher than it once was, due to tighter tax regulations and ongoing Brexit uncertainty.

But that doesn’t mean that there is not still money to be... Read more...

​Exciting New Service Launches

Posted on 09 May 2018
​Exciting New Service Launches

Mortgages For Yacht Crew are pleased to announce the launch of a new service.We will now waiver our broker fees for mortgages above £250,000!Yes that’s right, if you are looking to borrow more than £250,000 we will do all the leg work for you, for no cost to yourself.

With our... Read more...

Why Buy to Let Investments still work for Seafarers.

Posted on 21 Oct 2017
Why Buy to Let Investments still work for Seafarers.

Buy to Let Investments have always been a staple when it comes to investments in the UK. The recent changes to mortgage tax relief and stamp duty by George Osbourne have shaken investors beliefs in this asset class. However, these tax changes will not affect Seafarers in the same way and below... Read more...

Yacht Crew’s guide to obtaining a mortgage

Posted on 02 Oct 2017
Yacht Crew’s guide to obtaining a mortgage

Everyone remembers the day they received the call or email to say their mortgage application had been successfully approved! This short guide will hopefully ensure that more of you receive this good news:

Appoint an Advisor: It is important you appoint a mortgage... Read more...

Mortgage lending in August spikes as lenders chase the last of the low rates.

Posted on 29 Sep 2017
Mortgage lending in August spikes as lenders chase the last of the low rates.

Mortgage lending in the UK rose in August, beating flat expectations as buyers chase the last of the low interest rates ahead of an anticipated rise this Autumn.

The rise in lending can be attributed to buyers seeking to re-mortgage or get on the housing ladder before the anticipated... Read more...