A remortgage is simply when you take out a new mortgage on a property that you already own - either to replace your existing mortgage, or to borrow additional money against your property.
The main reason to remortgage is to save money.
As a mortgage is likely to be your biggest... Read more...
For budding property investors and those already experienced in the field of investment properties, one of the biggest questions when looking for a suitable investment should be 'what is the rental yield?'
In this article, we explore precisely what rental yields are,
With so much regeneration going on in the Northern cities like Nottingham, Liverpool, Birmingham and Manchester, we are seeing an increase in the demand for buy-to-let mortgage applications for these new builds, and in particular for new build flats.
Whilst these developments often... Read more...
One of the most common questions asked by our clients is 'why should I use you?'
Our answer to this question is always the same...
Because of our specialist knowledge of the industry we can significantly increase your chances of being accepted for a mortgage, first time... Read more...
With the uncertainty relating to the property market fuelled by Brexit looming and perpetuated by the announcement of a general election, we are finding more and... Read more...
What is the Real Impact of Brexit on the Housing Market, and how can you benefit as a Seafarer?
Brexit has proved to be the original Pandora’s Box.
Unfortunately once the lid was lifted... Read more...
At last there is some good news regarding the stability of the UK housing market.
Mortgage lending growth remained steady in the year to June offering indications... Read more...
What is a Special Purpose Vehicle (SPV)?
A SPV (Special Purpose Vehicle) is a type of limited company that is set up for a specific purpose.
The term SPV in the mortgage industry is the term for a limited company specifically set up to buy and rent properties.
Why are... Read more...
Put simply, a mortgage broker is an intermediary who will help you to find and arrange a deal on your mortgage.
The advice they give is tailored to your individual needs and circumstances
Not only will they be able to tell you what size mortgage you’re likely to get based on... Read more...
A Help to Buy equity loan is a loan from the government which you can combine with a deposit and a mortgage to buy a new-build property.
The loan is interest-free for the first five years.
The... Read more...