England's Housing Market to Reopen

Posted on 13 May 2020
England's Housing Market to Reopen

After 7 weeks of lockdown in the UK and a halt on buying and selling properties, the UK housing market is set to reopen from today.

The government’s new regulations allow buyers ... Read more...

Are Special Purpose Vehicles a Tax Efficient Way to Buy Investment Property?

Posted on 05 May 2020
Are Special Purpose Vehicles a Tax Efficient Way to Buy Investment Property?

A SPV (Special Purpose Vehicle) is a type of limited company that is set up for a specific purpose.

The term SPV in the mortgage industry is the term for a limited company specifically set up to buy and rent properties.

In this article, we explore whether SPV's are a tax efficient... Read more...

Why You Need to Remortgage Now

Posted on 27 Mar 2020
Why You Need to Remortgage Now

A remortgage is simply when you take out a new mortgage on a property that you already own - either to replace your existing mortgage, or to borrow additional money against your property.

The main reason to remortgage is to save money.

As a mortgage is likely to be your biggest... Read more...

We're Sponsoring the GB Women's Sailing Team!

Posted on 11 Mar 2020
We're Sponsoring the GB Women's Sailing Team!

Mortgages For Yacht Crew (MFYC) are excited to announce that we are the proud new sponsors of a GB Women’s Sailing Team, who are hoping to compete in the Paris Olympics in 2024.

We will be sponsoring Megan Brickwood and Steph Orton in the 49er FX Class.

We recognised that they... Read more...

What is a Rental Yield & Why Is It So Important?

Posted on 14 Feb 2020
What is a Rental Yield & Why Is It So Important?

For budding property investors and those already experienced in the field of investment properties, one of the biggest questions when looking for a suitable investment should be 'what is the rental yield?'

In this article, we explore precisely what rental yields are, Read more...

7 Top Tips on Buying a New Build

Posted on 28 Jan 2020
7 Top Tips on Buying a New Build

With so much regeneration going on in the Northern cities like Nottingham, Liverpool, Birmingham and Manchester, we are seeing an increase in the demand for buy-to-let mortgage applications for these new builds, and in particular for new build flats.

Whilst these developments often... Read more...

What Can a Specialist Seafarer Mortgage Advisor Do For You?

Posted on 13 Jan 2020
What Can a Specialist Seafarer Mortgage Advisor Do For You?

One of the most common questions asked by our clients is 'why should I use you?'

Our answer to this question is always the same...

Because of our specialist knowledge of the industry we can significantly increase your chances of being accepted for a mortgage, first time... Read more...

Will House Prices Surge Following The Tories’ Election Win?

Posted on 18 Dec 2019
Will House Prices Surge Following The Tories’ Election Win?

The UK housing market can expect an increase in sales and rental activity across Britain after Boris Johnson’s Conservative Party secured a resounding victory in the... Read more...

Why Has The Value Of The Pound Jumped?

Posted on 09 Dec 2019
Why Has The Value Of The Pound Jumped?

Why has the value of the Pound jumped and how does this affect you purchasing property?

The pound has now reached a 7-month high against the dollar and ... Read more...

Changes to Tax Relief for Property Landlords

Posted on 04 Dec 2019
Changes to Tax Relief for Property Landlords

Originally announced in the 2015 budget, tax relief which landlords receive on finance costs i.e mortgage interest payments, loans, and overdrafts used to finance property or furnishings* etc, on property which they rent out will be restricted to the basic rate of tax, currently at... Read more...