Why should you use a specialist adviser like Mortgages for Yacht Crew?

Posted on 18 Jan 2019
Why should you use a specialist adviser like Mortgages for Yacht Crew?

We get a lot of clients who come to us after trying several local mortgage advisers that cannot help them, due to the nature of their job, tax situation and earning foreign currency. Some advisers can offer them expat mortgages, with much higher interest rates and deposit required.

At ... Read more...

The Rise of the 5 Year Fixed Rate Mortgage

Posted on 17 Sep 2018
The Rise of the 5 Year Fixed Rate Mortgage

For years the most widely used and popular fixed rate mortgage deal out there was the 2-year fix. However, recently the 5-year fixed rate mortgage is rapidly gaining popularity amongst home owners/purchasers, and it looks set to take the 2-year’s crown very soon.

Consumers are now... Read more...

What our Clients are Saying about Us…..

Posted on 20 Jul 2018
What our Clients are Saying about Us…..

“Being employed at sea and paid in dollars I was struggling with finding a competitive mortgage.Not only with the banks but with the normal brokers.Luckily, I stumbled upon Mortgages For Yacht Crew and they helped find me a good mortgage deal.

I found the service prompt, professional... Read more...

Will the World Cup Push up Interest Rates?

Posted on 06 Jul 2018
Will the World Cup Push up Interest Rates?

The fact that England is doing so well in the World Cup has far reaching consequences, other than the more obvious increase on spending in pubs and alcohol sales!

The central bank’s chief economist is citing the growth in recent consumer spending as a result of England’s unexpected ... Read more...

Property Developer: A guide on the pitfalls to avoid as a Landlord

Posted on 29 Jun 2018
Property Developer:  A guide on the pitfalls to avoid as a Landlord

Becoming a landlord for the first time last year, Clare Viner (Mortgages for Yacht Crew) went on a steep learning curve on the legalities involved when renting out properties and took away a valuable lesson in following the correct procedure from the outset.

Clare wanted to sell the... Read more...

What our clients say...

Posted on 21 Jun 2018
What our clients say...

“I had heard so many stories from fellow seafarers on the difficulties of acquiring a mortgage.

For me this was quite the opposite, Clare Viner at Mortgages for Yacht Crew made the whole process of purchasing a property painless.

Without her I would have gone from one... Read more...

Top 5 Seafarer Mortgage Myth’s Exposed!

Posted on 21 Jun 2018
Top 5 Seafarer Mortgage Myth’s Exposed!

There seems to be a lot of myths and misunderstanding surrounding mortgages and yacht crew. The 5 main myths that pop up all the time when initially speaking to clients:

1. I need a permanent contract in order to get a mortgage?

False: If you have fixed term contracts, and... Read more...

​Property Developer: Tax Changes to Buy To Let Investments Explained

Posted on 14 Jun 2018
​Property Developer: Tax Changes to Buy To Let Investments Explained

Thankfully, the tax changes on buy to let properties, put into place by George Osbourne will not affect seafarers in the same way, here, we explain why:

Changes to the way finance costs can be offset against rental income will mean, over the next 5 years, landlords will gradually see... Read more...

Property Developer: Capital Gains Tax Explained

Posted on 06 Jun 2018
Property Developer: Capital Gains Tax Explained

One of the largest impacts on your overall profit is the payment of capital gains tax to HMRC. This is a tax levied on all properties that are not your main residence. So this doesn’t just affect Buy to let’s but also 2nd homes and holiday homes anywhere in the world (you can currently... Read more...

Property Developer: Stamp Duty Explained

Posted on 18 May 2018
Property Developer: Stamp Duty Explained

One of the real stings when making money out of investment property is stamp duty, especially since the government increased this on the purchase of a 2nd property back in 2016 (both buy to lets and holiday homes count).It is often a cost that is overlooked when starting out on... Read more...