Will the World Cup Push up Interest Rates?

Posted on 06 Jul 2018
Will the World Cup Push up Interest Rates?

The fact that England is doing so well in the World Cup has far reaching consequences, other than the more obvious increase on spending in pubs and alcohol sales!

The central bank’s chief economist is citing the growth in recent consumer spending as a result of England’s unexpected ... Read more...

Property Developer: A guide on the pitfalls to avoid as a Landlord

Posted on 29 Jun 2018
Property Developer:  A guide on the pitfalls to avoid as a Landlord

Becoming a landlord for the first time last year, Clare Viner (Mortgages for Yacht Crew) went on a steep learning curve on the legalities involved when renting out properties and took away a valuable lesson in following the correct procedure from the outset.

Clare wanted to sell the... Read more...

What our clients say...

Posted on 21 Jun 2018
What our clients say...

“I had heard so many stories from fellow seafarers on the difficulties of acquiring a mortgage.

For me this was quite the opposite, Clare Viner at Mortgages for Yacht Crew made the whole process of purchasing a property painless.

Without her I would have gone from one... Read more...

Top 5 Seafarer Mortgage Myth’s Exposed!

Posted on 21 Jun 2018
Top 5 Seafarer Mortgage Myth’s Exposed!

There seems to be a lot of myths and misunderstanding surrounding mortgages and yacht crew. The 5 main myths that pop up all the time when initially speaking to clients:

1. I need a permanent contract in order to get a mortgage?

False: If you have fixed term contracts, and... Read more...

​Property Developer: Tax Changes to Buy To Let Investments Explained

Posted on 14 Jun 2018
​Property Developer: Tax Changes to Buy To Let Investments Explained

Thankfully, the tax changes on buy to let properties, put into place by George Osbourne will not affect seafarers in the same way, here, we explain why:

Changes to the way finance costs can be offset against rental income will mean, over the next 5 years, landlords will gradually see... Read more...

Property Developer: Capital Gains Tax Explained

Posted on 06 Jun 2018
Property Developer: Capital Gains Tax Explained

One of the largest impacts on your overall profit is the payment of capital gains tax to HMRC. This is a tax levied on all properties that are not your main residence. So this doesn’t just affect Buy to let’s but also 2nd homes and holiday homes anywhere in the world (you can currently... Read more...

Property Developer: Stamp Duty Explained

Posted on 18 May 2018
Property Developer: Stamp Duty Explained

One of the real stings when making money out of investment property is stamp duty, especially since the government increased this on the purchase of a 2nd property back in 2016 (both buy to lets and holiday homes count).It is often a cost that is overlooked when starting out on... Read more...

GDPR Compliance - Update Your Personal Information

Posted on 14 May 2018
GDPR Compliance - Update Your Personal Information

Unsubscribe to stop receiving emails

Changes to data protection regulations mean that, even though you are already on our mailing list, you now need to tell us if you would no longer like to continue receiving our communications. If we don’t hear... Read more...

Bank of England Base Rate to Remain Unchanged

Posted on 10 May 2018
Bank of England Base Rate to Remain Unchanged

Despite predictions that the Bank Of England base rate would increase by a further 0.25% this month, it has been left unchanged at 0.5%. This is a welcome relief to those looking to secure a mortgage or re-mortgage in the next few months, as competitive rates will likely remain.

... Read more...

​Exciting New Service Launches

Posted on 09 May 2018
​Exciting New Service Launches

Mortgages For Yacht Crew are pleased to announce the launch of a new service.We will now waiver our broker fees for mortgages above £250,000!Yes that’s right, if you are looking to borrow more than £250,000 we will do all the leg work for you, for no cost to yourself.

With our... Read more...