If you’re a first-time buyer, then you may have investigated, or even invested in, one of the government-backed bonus ISA accounts. Yet, many don’t entirely understand how they work or how to get the most from their investment due to the many rules associated with them.
While the
With house prices continuing to rise, finding the deposit to buy a property can be a challenge, especially if you are a first time buyer. It might be that you are fortunate enough to be in a position to ask a family member to help you out by giving you a money towards a... Read more...
With Covid restrictions still hindering our holiday destination choices, owning a property in the UK to rent out to holiday makers could be a great investment. After all, who hasn’t browsed through AirBnB and thought they could do better? ... Read more...
As life begins to return to a semblance of normal, one of the most impactful covid measures comes to an end this month. Introduced last July to buoy up a flagging housing market, and extended in March’s budget, the stamp duty holiday reaches its finale on 30 September.
If you are in... Read more...
When Covid-19 first hit in Spring 2020, lenders panicked and withdrew many of their higher loan to value mortgage products from the market, making it more difficult than ever for those with small deposits to buy a home.
In a bid to encourage the property market to reopen, in April the... Read more...
Our Senior Mortgage Adviser, Clare Viner, answers some of the most frequently asked questions about getting a mortgage as a seafarer in the first of a video series.
Getting a mortgage when you earn a foreign income, spend more than half of the year out of the country and don't... Read more...
As England eases out of lockdown restrictions, the stamp duty holiday also comes to an end with the stepped withdrawal of the offer beginning on 30 June.
House prices increased by around ... Read more...
House prices are continuing to rise at an exponential level with property costs increasing by 2.1% in April, which is the highest jump in just one month since 2004. In March, The Office for National Statistics (ONS) confirmed that prices rose by 10.2% over the previous year. More recent figures... Read more...
Green Mortgages
According to the UK Government National Statistics, more than 15% of the total climate emissions for the UK come from residential properties. In fact, 4.7 million homes didn’t even meet the ‘Decent Homes Standard’ and a further 1.2 million households in... Read more...
On 1 April 2021, the UK government introduced new rates of Stamp Duty Land Tax (SDLT) for non-UK residents buying residential property in England and Northern Ireland (not Scotland or... Read more...